August 20th, 2014
There are many benefits to undergoing orthodontic treatment with braces. Not only will the procedure correct any overcrowding of teeth which can lead to problems with digestion, they can also dramatically improve appearance. A big question for people considering this form of treatment is whether or not their insurance will cover the costs of braces and what are the out-of-pocket expenses after dental insurance for braces?
Hanson Place Orthodontics works with patients to answer these questions and they will contact the patient's dental care provider to determine what the particular patient's eligibility of coverage is for braces costs. After the consultation with the orthodontist, the office insurance coordinator will send over the coding to the provider and the provider will then inform the office of what their braces insurance will cover. The remaining out-of-pocket expenses will then be paid by the patient.
This form of treatment offers great benefits to the patient, but it can be expensive, which is why Hanson Place Orthodontics offers a plan for repayment that charges no interest, finance or processing fees. What they do require is a down payment of between 25 and 35% with the balance split into payments that can be spread out from over 12 to 24 months.
It is only natural that patients have questions about their treatment as well as the approval of their coverage for braces, which is why Hanson Place Orthodontics works closely with both the patients and the insurance provider to ensure that coverage costs are being met and out-of-pocket fees can be structured into a repayment plan.
August 15th, 2014
Orthodontic treatment can be expensive, but it is also a necessary course of action for many, especially young people. Choosing non-metal braces can increase this cost as well. Many health care plans do not offer braces insurance. Some plans may cover braces costs for children under 18 and some plans may offer several types of adult orthodontic insurances. To determine the total of out-of-pocket expenses after the dental insurance for braces has been applied, patients should consult with their health or dental insurance providers. Hanson Place Orthodontics is also happy to inquire about the coverage of our patients which we can do prior to your first consultation. Private plans may differ in coverage as compared to HMO or Medicaid.
If someone believes that they might require braces to fix misaligned or crowded teeth, they can schedule a consultation with us. Once we have determined that the patient is a candidate for an orthodontic procedure, and has recommended a particular course for treatment, we can then help determine what braces costs may be covered by the patient's insurance company.
The office insurance coordinator at Hanson Place Orthodontics will contact the patient's provider to determine the eligibility of benefits, also known as EOB. We can then consult with the insurance company. This will be necessary so the cost of braces with insurance can be calculated. Once we send the doctor's findings to the insurance company, the company will then provide the total amount that they will cover, leaving the balance to be paid by the patient. Usually these out-of-pocket expenses can then be broken up into a payment plan so that the total does not have to paid in one lump sum but can be spread out over time.
August 10th, 2014
The benefits of braces are many, but the costs can also be high. This is why the easy repayment terms, with no extra fees, offered by Hanson Place Orthodontics is so appealing to patients who are considering this form of treatment, but are concerned with their financing options.
After a patient has had a consultation with the orthodontist, the course of treatment is prescribed and explained to the patient or the patient's parents or guardian. As well, the total braces costs are explained, as is the amount of dental insurance for braces that will be paid by the insurance provider. Once this information is presented, a plan for repayment can be discussed. After the down payment has been determined, which is usually between 25 and 35% of the total treatment amount, the remaining balance can be paid off over the course of between 12 and 24 months. The down payment is due on the first day of treatment and Hanson Place Orthodontics offers a discount if the entire balance of the treatment is paid in full.
Additionally, Hanson Place Orthodontics does not charge any financing or processing fees and they do not charge a fee to send out a monthly statement. These statements are delivered on the first of every month and payment is due within 30 days. On-line statements are also available.
Patients have several options for making their payments on their treatment costs after braces insurance has been factored in. They may choose the auto pay option so that they don't have to worry about remembering to make their payments every month. Credit cards and debit cards are acceptable forms of payment as are cash and checks.
While many insurance plans will allow for coverage of braces costs for children under the age of 18, adult orthodontic insurances may also be available. If a patient has any questions about dental insurance for braces, they can consult with their healthcare provider. Hanson Place Orthodontics will also communicate with the provider on behalf of the patient once they have scheduled a consultation.
July 31st, 2014
Let's face it - being treated with braces is not cheap. The cost of being fitted with braces and the ongoing treatment can be significant, especially if the problem is severe. Having braces is an investment in yourself, however, and the payoffs can be great. Wearing braces will help reduce overcrowding. This is especially true with children who have teeth that are still growing. Having a proper bite can aid with digestion and can even help the patient breath better. Overall oral health can improve sleep as well. Of course, an immediate benefit of having straighter teeth is a better smile. This is an improvement in the patient's overall appearance which can then lead to a boost in self confidence.
If you are considering treatment with braces and wish to consult with an orthodontist, there are a few things you should know about dental insurance for braces. Not every insurance plan will cover orthodontics unless undergoing treatment is a medical necessity. If you have a dental plan and have selected orthodontics coverage, you can reduce the braces cost, although there may be some additional out-of-pocket expenses associated with treatment. While adult orthodontic insurance is available, children under the age of 18 may be covered under their parent's insurance policies. The cost of braces with insurance should be somewhat reduced by this coverage
After the initial consultation with the doctor, the patient is advised of the recommended treatment plan. The orthodontist office will also contact the patient's provider and consult about braces insurance. Many people are concerned, not just about cost and braces insurance, but also about the length of treatment. This really depends on the individual. The severity of the problem and how well the patient complies with their treatment can be factors. Compliance means following the doctors guidelines for the proper care and cleaning of the braces so that they do not break or suffer damage through neglect. Treatment times do not generally affect the price of the overall treatment.
There are many benefits for undergoing orthodontic treatment that are worth the financial investment. If you are considering treatment for yourself or your child, Hanson Place Orthodontics can educate you about the associated costs, possible coverage and payment plans they offer to new and existing patients.